paving the way for cannabis financial services
We believe cannabis financial services should be equal to ordinary financial services. We fill big gaps in the market by making financial products for participants in and around the cannabis industry.
For banks and credit unions, we offer a suite of institutional products to create bespoke solutions for your cannabis banking programs.
For CRBs, owners, executives, employees, and investors, these are the first explicitly cannabis-friendly life insurance, annuities, and group life/annuity products in the market made available exclusively through our member institutions.
Think of us as a team of financial service experts using the state-regulated insurance ecosystem as a way to build financial solutions for the state-legal cannabis industry. Helping you grow, access and protect tier 1, tier 2 and tier 3 capital.
Problem
Federal regulatory supremacy creates uncertainty for the cannabis industry across financial services.
solution
Leverage the preeminence of State regulation of insurance and insurance companies’ inherent ability to build financial products, moving the status quo closer to equality with certainty.
Problem
Federal regulatory supremacy creates uncertainty for the cannabis industry across financial services.
solution
Leverage the preeminence of State regulation of insurance and insurance companies’ inherent ability to build financial products, moving the status quo closer to equality with certainty.
Solutions for Institutions
Our institutional solutions offers investment solutions designed for banks and credit unions in cannabis. Our institutional customers are also able to incorporate our CRB-facing products into their suite of services.
common uses for our products:
- On balance sheet management
- NIM expansion
- NIR generation
- Cost savings
- Increase share of wallet
- Risk management
Solutions for CRBs
Our growing line of products should look and feel familiar – they are commonly used everywhere else for business, estate, tax, and retirement planning. Now these same solutions are available to you and your team.
common uses for our products:
- Personal financial planning
- Keyman insurance
- Buy/Sell financing
- Golden handcuffs
- Bank collateral
Solutions for Institutions
Our institutional solutions offers investment solutions designed for banks and credit unions in cannabis. Our institutional customers are also able to incorporate our CRB-facing products into their suite of services.
common uses for our products:
- On balance sheet management
- NIM expansion
- NIR generation
- Cost savings
- Increase share of wallet
- Risk management
Solutions for CRBs
Our growing line of products should look and feel familiar – they are commonly used everywhere else for business, estate, tax, and retirement planning. Now these same solutions are available to you and your team.
common uses for our products:
- Personal financial planning
- Keyman insurance
- Buy/Sell financing
- Golden handcuffs
- Bank collateral
financial ratings
TBD
demotech
outlook:
These ratings are a true, independent assessment of our financial strength and outlook, reflecting our ability to meet ongoing obligations. To us, our ratings are a reflection of our trustworthiness and our ability to provide best-in-class support to our clients, financial professionals, and partners when they need it most.